Author: WiserAdvisor Insights
A team of dedicated writers, editors and finance specialists sharing their insights, expertise and industry knowledge to help individuals live their best financial life and reach their personal financial goals. We believe that there is no place for fear in anyone's financial future and that each individual should have easy access to credible financial advice.
6 min read
14 Feb 2020
Financial Planning Lessons from the 21st Century so Far
The 21st century has been quite an interesting time for people from all walks of life. Whether it is politics, entertainment, business, or finance, the world has seen many surprises, advancements as well as downfalls. The finance industry, in particular, has seen several economic downturns and crashes and has also successfully recovered from them. The […]
5 min read
13 Feb 2020
Everything You Need to Know About Investing in Opportunity Zones
The financial rulebook says that you should never depend on a single income, and that creating a second source by strategic investments is the answer to a secure life. But if investing was that easy, everyone would be a stock trader. Market volatility, risk tolerance, allocation of units, and finding the right time period to […]
4 min read
12 Feb 2020
Common Financial Planning Mistakes and How to Fix Them
The first step towards achieving financial security in life is to make and follow a sound financial plan. Financial planning is critical towards amassing enough wealth to lead a comfortable life. However, even with a good plan in place, there are many pitfalls that need to be avoided at all times. Unnecessary mistakes in financial […]
5 min read
11 Feb 2020
5 Reasons Why Market Timing is Controversial
A lot of investors consider the market to be their ally, while others think of it critically. Market timing is one concept that has led to the emergence of two different schools of thought that are pro-market and anti-market. While the controversy lies right in the perspective that investors have for financial markets, the investors […]
6 min read
10 Feb 2020
Impact of Your Risk Profile on Investments
A lot of factors mark their active presence in decision making while investing. For example, the return profile of the target investment, past trends, dividend pay-out, market rapport, etc, all play an important role in investing. While most of these factors are related to investment instruments, the one major factor that depends on the investor’s […]
5 min read
04 Feb 2020
Things to Know About Investment-grade Bonds
In today’s world, investment is an integral part of our lives. Working hard isn’t good enough and making one’s money work equally hard is more essential to build a handsome corpus over time. Stocks, mutual funds, bonds, precious metals, commodities, REIT, and bank savings schemes, among many others, are some investment options available to a […]
4 min read
24 Jan 2020
Have 401(k) Contribution Limits Been Increased for 2020?
401(k) can be an adequate way to increase your retirement funds. While the plan is undoubtedly a popular and preferred tool of savings, its contribution limit often presents certain challenges. This is because the government changes the rules and limits of how much one can pay towards a 401(k) plan every year, and 2020 is […]
5 min read
22 Jan 2020
The Importance of Dividends on Investments
Dividends are a company’s way of sharing their profits with investors who stay put with their investments over a considerable period of time. Dividends are a reliable source of income for many investors and are offered by various instruments like bonds, stocks, mutual funds, and other securities. They also hold a special place in an […]
5 min read
21 Jan 2020
What Is Debt to Equity Ratio? Why You Should Know About It?
According to investment experts, when it comes to investing in a stock, one needs to evaluate the finances and the operating model of the company first. Generally, several financial metrics and ratios are considered by the investor community for determining the company’s current financial health. One of these critical metrics for assessing the company’s financial […]
6 min read
21 Jan 2020
Everything You Need to Know About REITs
Investing these days is not limited to mutual funds, fixed deposits, and old school real estate. There are many new ways to invest your money and one of them is via REITs. REITs or Real Estate Investment Trusts are the new definition of investing that have revolutionized the way people see real estate as an […]
4 min read
20 Jan 2020
Understanding the Spectrum of Risk Tolerance in Portfolio Management
Risk tolerance refers to the amount of market fluctuations that can be endured by your investment and assets within a portfolio. The investment can relate to retirement funding, trading, share market, or equity funds. Risk is an important aspect of financial management and many investors see it as a potential chance to increase their funds […]
4 min read
19 Jan 2020
The Importance of Knowing Your Financial ‘Why’
Do you have a ‘Why’ to live for? A ‘Why’ brings a purpose to your life, and is a pre-cursor for ‘How’ to live. It makes your goals more achievable and real. People go to college for an education that can get them a good job, they eat more vegetables to maintain good health, they […]
4 min read
17 Jan 2020
Everything You Need to Know About Investing in Index Funds
Index funds have gained immense popularity in the last few years. Many financial experts have time and again highlighted the importance of index funds in a balanced portfolio. However, there are still many misconceptions around index funds that linger in the market. Many people consider it an avenue limited to first-time investors or for middle-income […]
6 min read
16 Jan 2020
Determining Risk and Understanding the Risk Pyramid
The idea of any investment being risk-free is nothing but a farce. The degree can vary from one investment to another, but risk in investment is omnipresent. There also exists a popular concept of risk-reward, which follows the simple principle; ‘the higher the risk, the higher is the reward at the end’. But not many […]
4 min read
15 Jan 2020
Common Retirement Fears That Keep A Lot of People Up at Night
Is the mere thought of retirement giving you sleepless nights? Well, you are not alone. According to a recent survey conducted by Bankrate, 36% of Americans are losing sleep over financial concerns. The life expectancy is high in the U.S., a baby boomer is expected to live for an average of 78 years. These statistics […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.