Author: WiserAdvisor Insights
A team of dedicated writers, editors and finance specialists sharing their insights, expertise and industry knowledge to help individuals live their best financial life and reach their personal financial goals. We believe that there is no place for fear in anyone's financial future and that each individual should have easy access to credible financial advice.
3 min read
14 Jan 2020
How to Roll A Traditional IRA into A 529 Plan for Your Grandchild
There has been a lot of talk about blurring the lines of different accounts and using them interchangeably based on a person’s future or immediate needs. Retirement accounts like a Roth IRA (individual retirement account) have gained immense popularity as a go-to account for many expenses, and are now commonly being used as an alternative […]
4 min read
14 Jan 2020
How Do You Plan to Save for Your Child’s College?
Savings are a great way to ensure that your future remains stable and secure. When we talk about future savings, we often neglect planning for a very important event, i.e. college. With the increasing debt of student loans, planning for education funds is an important part of today’s economy. But surprisingly, according to a survey, […]
4 min read
10 Jan 2020
Why Plan Now for Retirement?
If you are tired of working now, just imagine how hard it will be to go back to work when you run out of money during retirement. Even in your 70s and 80s, you would still want to travel, eat out, and have a place to call home. But unlike a steady salary that you […]
4 min read
09 Jan 2020
Succession Planning: Don’t Leave Your Company Without It
There are many things great leaders do. Not only do they lead by example when they are a part of the organization, but they also make sure that the organization and their employees succeed in their endeavors even when they are not around anymore. A major thing to consider for you when leaving a company […]
5 min read
08 Jan 2020
How Much Insurance Do You Need?
Insurance is a sensible way to infuse cash into your account for dealing with the adverse consequences of life. The agreement provides financial protection not only during your lifetime but even beyond. Buying an insurance policy can be seen as a sinecure. However, there are considerations you need to take note of before picking the […]
4 min read
08 Jan 2020
5 Financial Planning Tips for a Happy and Prosperous Future
It is never too late to start planning for a better and more prosperous financial future. Financial planning doesn’t always have to be complicated. In fact, handling finances efficiently is something that everyone should know how to do. Unfortunately, this is not the case with most Americans. Financial tips that can help secure your future […]
4 min read
07 Jan 2020
All About Withdrawing Retirement Funds
There are several ways to save money for retirement. You can invest in mutual funds, open a savings account, a 401(k) retirement account, etc. But if you fail to strategize your withdrawals for each of your savings methods, you could end up losing a major chunk of your money to taxes and penalties. While everyone […]
4 min read
07 Jan 2020
6 Things to Know About A Trust-Based Estate Plan
Estate planning can seem tricky. It is a big responsibility to ensure that your descendants are secure and content when you are not around anymore. It is also important to make sure that your hard-earned assets are not wasted away in taxes and land up in good hands. Apart from the fact that estate planning […]
5 min read
06 Jan 2020
Itemized Deductions: A Beginner’s Guide
Margaret Mitchell wrote in her bestselling novel, Gone with the wind, “Death and taxes, there’s never any convenient time for any of them.” We can safely assume that nobody likes to pay tax as they tend to take away a lot of our earnings. But what if there was a way to save up on […]
4 min read
06 Jan 2020
How to Factor Costs Related to Aging While Planning for Retirement
Every employee has to retire one day or the other – it’s an undeniable truth of life. As retirement nears, you need to start considering various decisions such as the kind of monthly retirement budget you should maintain or the cash flow you could generate from existing assets. While planning for all this, one massively […]
4 min read
06 Jan 2020
5 Tips for Tax-Efficient Portfolio Management
When it comes to an investment portfolio, risk and return are the two primary factors that you need to consider. However, in addition to these, another important factor that is worth considering is tax. Taxes cut into the returns that are received on your investments. So, it is imperative to pursue tax efficiency in any […]
5 min read
05 Jan 2020
Tips to Improve Your Financial Literacy
In this day and age, many Americans, especially younger adults, can be classified as ‘financially illiterate’. A study conducted in the recent past states that nearly two-thirds* of Americans can’t pass a basic financial literacy test. Most of these people don’t know how to manage their finances because they were never taught how to do […]
4 min read
04 Jan 2020
What Is the Social Security Payment Schedule?
Social security is a type of benefit provided by the US government to retirees after a certain age. There are various aspects to social security that defines how well you can leverage its advantage. For example, these benefits can be taken as early as at the age of 62, but delaying it is often recommended. […]
4 min read
03 Jan 2020
Are Social Security Benefits Affected by Marriage?
Social security is one of the most common and reliable insurance benefits provided by the US government. Last year, close to a trillion dollars were distributed among 64 million Americans in the form of social security premiums. The cover not only provides financial help but also acts as an aid for disabled workers or families […]
5 min read
02 Jan 2020
The Concept of Risk-Adjusted Returns and Why You Must Understand It
Market uncertainties have had a major influence on recent economic times. Investors who used forecasts and technical projections to safeguard their future now refrain from making undeviating judgments. Instead, they now rely more on strategies to encumber risks from their plans. It would be fitting to deduce that management and allocation of risk has now […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.