Retirement Planning
4 min read
30 Dec 2019
Pension Plans: Fancy Projections, Dangerous Outcomes
Over the years, many Americans have come to believe that a pension plan is a gold standard when it comes to retirement benefits. However, this may not be the case always, especially in today’s political environment. Earlier, the Washington Post reported that the current Republican administration under President Donald Trump is considering to reform the […]
5 min read
27 Dec 2019
The Concept of Safety-First Retirement Planning
Safety delineates all aspects of life and hence, should be carefully reflected upon in your financial plans as well. Same is the case with the safety-first retirement planning. The approach is driven towards safeguarding your financial and economic life before considering post-retirement luxuries like travel, etc. In other words, it focuses on the essentials. Let’s […]
4 min read
26 Dec 2019
Dealing With Uncertainty While Planning For Retirement
Uncertainty is an inevitable part of life and quite prevalent in retirement planning as well. Since life after retirement is in some ways, dependent on your past investments, the market condition and volatility can largely impact your decisions. There are many things that you cannot predict beforehand and no amount of planning can guarantee a […]
5 min read
11 Dec 2019
Here’s Why Retirees Must Protect Themselves from Inflation
If you recall your childhood, you will realize how a couple of dollars of pocket money had a greater purchasing power back then than it has now. The cost of living has been increasing steeply over the years, with an average of around 3% every year in the last few decades. This may appear to […]
4 min read
10 Dec 2019
A New Look at Stretch IRAs
An IRA – or an Independent Retirement Account – is an assuring way to save money through tax-deferred earnings. Depending on the plan you chose, an IRA can help you get a step closer to your intended savings strategy for retirement. Out of the many ways in which IRAs help us save money, the most […]
4 min read
01 Dec 2019
How much will you need to retire?
Strategic planning, intellectual investing, and considerable savings give way to a happy retirement. When you leave your job, you are free to create your own schedule. You also gain the liberty to pursue your interests without having to worry about missing office and losing out on a salary. This is only possible if you ensure […]
3 min read
15 Nov 2019
Strategies for Smart Post-Retirement Income
Most people aim to have a steady and peaceful post-retirement life. They spend their formative years trying to find ways to save up for their retirement. However, working hard is not the only prerequisite for a secure future. You also need a smart post-retirement strategy in place. Having a strategy ensures a lasting and steady […]
4 min read
13 Nov 2019
Mistakes People Make With Their Retirement Benefits
Not getting everything exactly right remains a common inevitability about retirement planning. One isn’t always very sure about how their needs and expenses may change in the future. The best thing they can do is guess and estimate. But because of the unpredictability of the future, forecasting retirement benefits can sometimes lead to mistakes rather […]
5 min read
06 Nov 2019
Importance of Debugging Errors in Retirement Calculations
Regardless of your age or the profession you are in, retirement is bound to come knocking on your door someday. Experts say that the right time to start saving for retirement is the day you earn your first paycheck. Considering that most people start working in their 20s or 30s, it may seem like there’s […]
4 min read
05 Nov 2019
Retirement Planning If You Started Late
There can be many reasons for starting to save late. Not everyone hits the jackpot and a stable job in their 20s or 30s. Some people are occupied with family duties, some struggle to pay off student debt, and some are just complacent. Regardless of the reason, the importance of retirement planning cannot be stressed […]
5 min read
01 Nov 2019
7 Common Assumptions About Retirement Planning
Retirement planning can seem like a never-ending activity. Financial experts advise people to start saving for retirement as early in life as possible. A process this long is bound to create some misconceptions in your mind. Keeping up with market fluctuations, the changing state of the economy, rising and falling real estate prices, etc., can […]
4 min read
27 Oct 2019
How to Find the Right Withdrawal Rate from Your Retirement Corpus?
Retirement planning refers to saving money for when you finally decide to leave the workforce behind. In most developed nations, the age of 65, is traditionally seen as an acceptable time to retire. If we go by recent trends, we will find that an average American retires at the age of 62. This leaves them […]
4 min read
21 Oct 2019
How to Get Your Required Minimum Distribution Right
Most people spend their entire lives trying to find ways of saving and investing their money so that they can have a comfortable retired life. What they don’t realize is that the withdrawals from many of these schemes can ultimately trigger taxes. Retirement should be a time to relax and enjoy your life’s savings, but […]
5 min read
15 Oct 2019
What is the SECURE Act? How Could It Affect Your Retirement?
Traditional pensions are on the decline in the United States of America, and most citizens are tasked with the responsibility of saving up towards their retirements. Relying heavily on 401(k) plans and IRAs, the retirement sphere is in shambles. This is because an expected one-fourth of working Americans have no retirement savings, including 13% workers […]
6 min read
06 Oct 2019
Controversial Rebuttals of an Early Retirement
Early retirement is increasingly gaining popularity with more and more people wanting to retire in their 30s and 40s, as opposed to waiting until their 60s and 70s. However, the concept of early retirement is also criticized by a few. Many financial advisors who back up the notion of early retirement believe that in order […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.