WiserAdvisor Blog
8 Min Read
23 Apr 2021
Reasons Why You Cannot Afford to Ignore Tax-Efficient Investing
Taxes have always been a sore component of any savings or investment plans. High taxes can erode your earnings, and lead to disappointments at the time of maturity. Tax also plays a crucial role in your decision to invest or save in a particular investment tool. In fact, taxes and earnings go hand in hand, […]
8 Min Read
19 Apr 2021
What Is an Investment Policy Statement (IPS) and How Do You Write One?
It helps to have everything in writing. Having a clear plan of action is one of the fundamentals of having a successful outcome. With a plan of action and an accurate view of your financial goals and expectations, not only do you ensure that you stay steady along the way, but you also keep financial […]
11 Min Read
12 Apr 2021
Education Planning Tips for Self-Employed Parents
Self-employment can be rewarding. You are your boss. You make your rules. You earn more, enjoy greater flexibility, and your work satisfaction level is high. And while all this can sometimes come at the cost of long hours, stress, and years of struggle, in most cases, the benefits of self-employment outweigh the cons. In the […]
10 Min Read
07 Apr 2021
10 Strategies for Preserving Your Wealth
2008 brought to the world the worst financial disaster since the great depression of 1929. People lost their jobs, investments tanked, the value of real estate dropped, and financial anxiety was at its peak. The aftermath of the financial crisis of 2008 was equally alarming. There were approximately 8.8 million jobs lost in total with […]
10 Min Read
26 Mar 2021
How Impulse Spending Can Get Your Financial Planning off Track
Impulse spending is something that a lot of people struggle with. If you scan your home, you are bound to find many unnecessary items that you no longer use and had impulsively bought at some point in your life. As per a survey conducted by Slickdeals in April 2020, an average American spends approximately $182.98 […]
9 Min Read
19 Mar 2021
Managing Risk in Your Portfolio with Tail Risk Hedging
2020 has been a tumultuous year. The recent economic and market turmoil has highlighted the fragility of the market and how extreme market conditions can occur even when most experts and statistical models predict stability. In such circumstances, the most diversified portfolios can also break down. This creates a conundrum for investors. Typically because on […]
8 Min Read
17 Mar 2021
Things You Should Remember About Automatic IRAs
Retirement savings have always been a complicated topic for investors. The fixed set of procedures requires the knowledge of different retirement accounts, tax benefits and liabilities, contribution rules and withdrawal limits, as well as growth opportunities. Picking the ideal investment instrument is crucial as your future can depend on it. Insufficient savings can create a […]
8 Min Read
08 Mar 2021
The Theory of Dividends: What Makes It the Ultimate Tool for Investors
There are several types of investors out there with different investment preferences and strategies. Some prefer high risk and high reward investments that can help them get a considerable gain in a short span of time. Although risky, investment choices such as trading shares in the market, can help you cover short term expenses and […]
8 Min Read
04 Mar 2021
ETF 2021 Outlook: Things You Must Remember
ETF or exchange-traded funds are a combination of securities that are traded on an exchange. Most of the securities in an ETF include stocks, bonds, commodities, currencies, or a combination of these. ETFs offer diversified and low-cost access to a precise area of the market, allowing investors to purchase a basket of securities without purchasing […]
8 Min Read
03 Mar 2021
Understanding Asset-Based Advisory Fees
Financial advisors can add incredible value to your financial plan. With expertise and considerable knowledge of the investment world, economy, and people’s financial needs, these professionals can be an asset for investors. However, just like all other things, financial advisors also come at a cost. In most cases, their varied services and continued assistance in […]
8 Min Read
02 Mar 2021
8 Best Financial Gifts for Your Children
Whether it is the holiday season or a special occasion like a birthday, graduation, etc., gifts can be a great way to show appreciation, admiration, and love for your children. However, as parents, your responsibility towards your child goes beyond traditional gifts like toys, books, family vacations, a trip to the mall, or gadgets. As […]
20 Min Read
01 Mar 2021
Taxation of Retirement Plan Benefits
The purpose of this text is to explore the tax treatment of distributions from qualified retirement plans, whether they were established by the individual or by an employer. Table of ContentsTax deductible savings and tax deferred income1. The money put into the savings plan is pre-tax income2. Earnings of qualified plans are not immediately taxableTypes […]
8 Min Read
26 Feb 2021
Long-Term Impact of Taxes on Your Financial Planning
Most people consider investment returns as a deciding factor while picking out an investment. However, the returns are not entirely yours always. Depending on the type of investment you choose, you could end up paying a significant amount of taxes. This is why it is crucial to keep in mind the repercussions of taxes on […]
7 Min Read
25 Feb 2021
Be Aware of These Remote Worker State Tax Liabilities Before the Tax-Season
Owing to the novel coronavirus, working remotely has gone from being a perk to standard operating practice for many people. Many employees have started working from states other than the ones where their offices are primarily located. While six out of ten employees reported the benefits of working remotely and enjoyed a better work-life balance, […]
8 Min Read
24 Feb 2021
5 Tips on Using an IRA to Pay for Education
When it comes to parenting, the list of responsibilities can be a long one. Right from offering your children a safe and lovable home to tending to their medical needs, the duty of a parent never ends. Among these, the most crucial one is perhaps offering your child with the right opportunities for education. Unfortunately, […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.